Contact us | 713.984.2410
Personal and Commercial Insurance Advisors

We all know what life insurance does. We all know we need it, but we tend to put it off until when we "think" we will need it. Mistakes like this have left families in loads of financial debt, and isn't something any of us want to think of putting our loved ones through. You could be putting your family in a position of not only losing you, but losing their home due to the inability to pay the mortgage bill. 

In this day in age, we surely believe that we are invincible. That we will live on forever, and nothing will really happen to use right? Wrong...and if you think you are one of the only ones that doesn't possess life insurance, you would be wrong again. Currently, about 43% of the population is uninsured for life. That's 43% of the population that is taking a dangerous gamble with the livelihood of their families. 


To understand how important this is, let's take a look at 6 reasons life insurance is so important:

1. Take Care Of Your Family: Life insurance will insure that not only your spouse is taken care of financially, but that your children will be taken care of too. This can lead into their college education, first homes/cars, and their future weddings. 

2. Pay Off Debt: A life insurance policy can cover debts left behind, so that your family isn't burdened with them. This can be anything from mortgages, credit cards, car loans, and your funeral arrangements as well.

3. Funerals Are Expensive: On average, a funeral can run anywhere from $7,000-$10,000 and up! This is a debt that can be most devastating, on top of the emotional devastation. A life insurance policy would cover your funeral expenses, and still leave some over for you family needs. 

4. Supplement Your Retirement: Permanent life insurance policies accumulate a cash value over the life of the policy that can be borrowed against tax-free. These policies can be used to supplement your retirement if your other investments fall short.

 5. Protect Your Business: Whether you are borrowing against the cash value of the policy, or using it to insure an employee, there are many ways a life insurance policy can be beneficial to a company. 

6. All Around Peace: You know it. That feeling that helps you sleep better at night, knowing that your loved ones are taken care of if something should happen to you tomorrow. 


Do not put off until tomorrow what you can do today. We may not have tomorrow. 


Call us today to get started on your life insurance policy! We are waiting for your call! 


Creekside Risk Management 

(832) 521-1500






Posted 2:54 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2016

View Mobile Version
Instant Quote
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers

Unlike working with a captive or exclusive agents, independent agents work for you, not for the company that currently underwrites your policy. That affords us a lot of flexibility with servicing your account.

When you represent only one company, the rules are pretty straight-forward. There is one company, one set of underwriting rules and one set of rates. This limits their ability to provide options.  Independent agents work with multiple carriers allowing us to move your coverage when a better fit is needed.

Read More Read More
Stay In Touch With Us Helpful Site Links Read the News
Sign up now to receive new and updates Stay up-to-date with the latest industry, community and agency news through our news center. We also provide handy hints on how to save on your insurance.

Read More
We have the expertise to find you the right coverage at the right price