Creekside Risk Management is committed to delivering a superior client experience through our customer focused service model. We provide clear disclosure regarding Creekside Risk Management’s sources of income, whether received from insurance companies or third parties to our clients.

Unless applicable law or contractual agreement between Creekside Risk Management and insurers states otherwise, any commission that Creekside Risk Management is entitled to receive for any placements is fully earned at inception of the insurance program, and Creekside Risk Management is entitled to retain such commissions in the event of a midterm cancellation of coverage or a reduction in coverage resulting in a premium adjustment.

Creekside Risk Management may receive compensation in a number of ways, including: 1) commissions paid by an insurer, calculated as a percentage of premiums, or 2) negotiated fees paid by a client in lieu of, or in addition to, commissions. These commissions or fees received are for the placement/renewal of a client's insurance/risk management program, day-to-day servicing, risk control services and/or other services Creekside Risk Management has agreed to provide on a client's behalf.

Creekside Risk Management may also be eligible to receive other forms of compensation such as incentive or contingency payments or bonuses and/or supplemental commissions from insurance companies, intermediaries (which may be affiliated with Creekside Risk Management) or other third parties as a result of being an insurance broker (collectively, “Additional Compensation”).

Contingency payments or bonuses are based on the overall performance of a partial or entire book of business Creekside Risk Management places with an insurance company, and Creekside Risk Management’s eligibility and the amount of any such compensation may vary depending on the line of business and a number of “contingent” factors related to future performance such as overall premium volume, premium growth year-over-year, persistency, profitability and/or retention targets set by the insurer. As such, a contingency payment received by Creekside Risk Management from an insurer is difficult to tie back to any specific client’s insurance policy. Additional Compensation in the form of supplemental commission is established at the beginning of each calendar year based on Creekside Risk Management’s historical and current performance typically measured using some or all of the same performance factors by which contingency payments are calculated. Creekside Risk Management may also receive service fees from insurers for consulting, managing general agency arrangements and/or analytics or administration services specific to an insurer including, without limitation, consulting in the development of insurer sales, product and/or marketing plans to broaden available coverage for Creekside Risk Management clients. These service fees are not tied to, dependent on or identified with any particular client or insurance placement.

Please contact your us if you have specific questions regarding the compensation Creekside Risk Management receives as it relates to your account.